Casual vs Permanent Cost Comparator

Compare the true cost of hiring a casual employee (with 25% loading) versus a permanent employee (with leave, super, and other entitlements). Make smarter hiring decisions.

Casual vs Permanent Cost Comparator

Compare the true cost of hiring casual vs permanent employees

Award base rate (before loading)

52 for year-round work

Permanent Employee

Base pay rate $30.00/hr
Annual base pay $59,280.00
Super (12%) $7,113.60
Annual leave (4 wks) Included in base
Leave loading (17.5%) $798.00
Personal leave (10 days) Included in base
Workers comp (~1.5%) $889.20
Total annual cost $68,080.80
Effective cost/productive hr $38.95/hr
Productive weeks/year 46 weeks

Includes:

  • + 4 weeks paid annual leave
  • + 17.5% leave loading
  • + 10 days paid personal/sick leave
  • + Redundancy pay entitlement
  • + Notice period on termination
  • + Unfair dismissal protection

Casual Employee

Base + 25% loading $37.50/hr
Annual base pay $74,100.00
Super (12%) $8,892.00
Annual leave None
Leave loading None
Personal leave Unpaid only
Workers comp (~1.5%) $1,111.50
Total annual cost $84,103.50
Effective cost/hr $42.56/hr
Productive weeks/year 52 weeks

Trade-offs:

  • + Flexibility to scale up/down
  • + No paid leave liability
  • + No redundancy pay
  • + No notice period to terminate
  • - Higher hourly cost (25% loading)
  • - Casual conversion obligation at 12 months

Permanent is cheaper by $16,022.70 per year

At 38 hours/week for 52 weeks, the 25% casual loading ($7.50/hr extra) costs more than the permanent entitlements (leave, loading, etc.). Permanent is typically cheaper for regular, ongoing work.

Casual Conversion Obligation

After 12 months of regular and systematic employment, employers must offer casual employees conversion to permanent employment (unless there are reasonable grounds not to). This applies to all businesses with 15+ employees. Factor this into your long-term hiring decision.

Assumptions used in this calculation
  • Superannuation Guarantee: 12% (2025-26 rate)
  • Annual leave: 4 weeks per year (NES minimum)
  • Leave loading: 17.5% on annual leave (most awards)
  • Personal/carer's leave: 10 days per year (NES)
  • Casual loading: 25% (NES minimum)
  • Workers compensation: ~1.5% average (varies by industry and state)
  • Does not include: payroll tax, training costs, long service leave, redundancy provisions
  • Permanent "productive weeks" accounts for annual leave (4 wks) and personal leave (2 wks) taken

Based on the National Employment Standards (NES) and standard employer on-costs. Actual costs vary by award, state, and industry. Always verify with Fair Work. Not legal or financial advice.

Casual vs Permanent Employment: Which Costs More?

One of the most common questions Australian employers face is whether to hire casual or permanent employees. While casual employees appear more expensive due to the 25% loading, permanent employees come with hidden costs including paid leave, leave loading, redundancy provisions, and notice periods.

The 25% Casual Loading

Under the NES, casual employees receive a minimum 25% loading on top of the base hourly rate. This loading compensates for not receiving: annual leave (4 weeks), personal/carer's leave (10 days), notice of termination, and redundancy pay. Some awards set higher casual loading rates.

The True Cost of Permanent Employment

Beyond base pay, permanent employees cost employers approximately 20-40% more when you factor in:

When to Hire Casual vs Permanent

Casual is better for: seasonal work, irregular hours, short-term projects, covering peak periods, or when you need flexibility to adjust staffing levels quickly.

Permanent is better for: regular ongoing work, roles requiring training investment, building team culture, and when you need reliable attendance. For regular hours, permanent is often cheaper overall.

Casual Conversion Rules

Since March 2021, employers with 15+ employees must offer casual employees conversion to permanent employment after 12 months of regular and systematic work. This is a significant compliance obligation -- failure to offer conversion can result in penalties. Employers can refuse only on reasonable business grounds.

Need help with casual conversion compliance?

AirComply monitors casual conversion deadlines and alerts you before the 12-month trigger, so you never miss a compliance obligation.

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